Oddly Memo

Photo by Dany Kurniawan I’m no financial guru, but here’s one thing I’ve learned the hard way: fear of investing in yourself can cost you more than any risky venture. Financial planning may seem overwhelming, but it’s a journey worth taking—one filled with lessons, mistakes, and triumphs that shape your future. Welcome to Financial Planning 101 , where I share the ifs, buts, and what-ifs of my financial journey—stories carved out of trial, error, and unwavering determination. About Me and My Freelancing Journey Photo by Anastasia Shuraeva Penny-pinching is one of the least sustainable money-saving solutions I’ve encountered. While I’ve been guilty of it, here’s the first lesson I want to share: it’s not a long-term strategy. I wasn’t born into wealth. Even so, I had opportunities others my age might have overlooked. I grew up with books that taught cautionary tales, a mother who anchored me when my ambitions soared too high, and a family that required sacrifices when responsibilities...